ACTION POINT

BUILD UP A CASH RESERVE

October 16, 2015

BUILD UP A CASH RESERVE

CASH PROVIDES:

  • Choices
  • Flexibility
  • Security
  • Opportunity

Watch the related WEALTHTRACK episode.

FOCUS ON COMPANIES WITH FINANCIAL STRENGTH

October 9, 2015

FOCUS ON COMPANIES WITH FINANCIAL STRENGTH

  • Entering a period of increased volatility
  • Many companies have taken on large amounts of debt to take advantage of low interest rates
  • IMF warning of rising corporate failures

3 U.S. COMPANIES SEEN AS BETTER CREDITS THAN U.S. TREASURYS

(as of 10/1/15 – Lower 5-year CDS spreads than U.S. Treasurys)

  • Merck
  • Chubb
  • Cambridge Bancorp

Watch the related WEALTHTRACK episode.

THINK LIKE A CONTRARIAN, IN AT LEAST A SMALL PORTION OF YOUR PORTFOLIO

October 2, 2015

THINK LIKE A CONTRARIAN, IN AT LEAST A SMALL PORTION OF YOUR PORTFOLIO

  • Individual investors have flexibility to buy small positions in targeted ETFs
    and mutual funds
  • Energy, emerging markets and gold are unpopular sectors now

Watch the related WEALTHTRACK episode.

CONSIDER ANNUITIES AS A CORE PART OF YOUR RETIREMENT PLAN

September 25, 2015

CONSIDER ANNUITIES AS A CORE PART OF YOUR RETIREMENT PLAN

  • Social Security now only source of lifetime guarantee for most retirees
  • Annuities provide another source of income for life

Immediate Annuities

  • Pay fixed amount every year for life
  • Starts payments immediately

Deferred-Income Annuity

  • Set future payout date
  • Later the date, the higher the payout

Kim Lankford recommends going to www.immediateannuities.com to do some personal calculations.

Watch the related WEALTHTRACK episode.

PUT THE POWER OF COMPOUNDING DIVIDENDS TO WORK FOR YOU

September 18, 2015

PUT THE POWER OF COMPOUNDING DIVIDENDS TO WORK FOR YOU

SPDR S&P DIVIDEND ETF (SDY)
SDY Chart

SDY data by YCharts

VANGUARD DIVIDEND APPRECIATION ETF (VIG)
VIG Chart

VIG data by YCharts

Watch the related WEALTHTRACK episode.

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