ACTION POINT

KEEP SOME BONDS IN YOUR PORTFOLIO

December 14, 2018

KEEP SOME BONDS IN YOUR PORTFOLIO

Watch the related WEALTHTRACK episode.

TAKE FULL ADVANTAGE OF TAX DEFERRED SAVINGS PLAN

December 7, 2018

TAKE FULL ADVANTAGE OF TAX DEFERRED SAVINGS PLANS

2019 ALLOWED CONTRIBUTIONS RISING

    401(k) OR SIMILAR WORKPLACE RETIREMENT PLAN:

  • $19,000 for under age 50
  • $6000 catch-up contribution for age 50 or older remains the same
    INDIVIDUAL RETIREMENT ACCOUNTS – I.R.A.’s:

  • $6000 for under age 50
  • $7000 for age 50 or older
    • HEALTH SAVINGS ACCOUNTS – H.S.A.’s:

 

    • $3500 for under age 55

 

    $1000 catch-up contribution for age 55 or older remains the same
    HEALTH SAVINGS ACCOUNTS = TRIPLE TAX BENEFIT

  • tax-free contribution
  • tax=free growth
  • tax-free withdrawals

Watch the related WEALTHTRACK episode.

READ THE BOOK – RESCUING RETIREMENT: A PLAN TO GUARANTEE RETIREMENT SECURITY FOR ALL AMERICANS

November 9, 2018

READ THE BOOK – RESCUING RETIREMENT: A PLAN TO GUARANTEE RETIREMENT SECURITY FOR ALL AMERICANS

  • The retirement crisis is real
  • Americans not saving enough or investing successfully enough to fund long retirements
  • Guaranteed Retirement Account:
  • – Funded by workers and employers
  • – Largely managed by state public pension funds
  • – Annuitized upon retirement
  • -Supplements social security

Watch the related WEALTHTRACK episode.

CONSIDER ADDING A SHORT MATURITY MUNICIPAL BOND FUND TO YOUR PORTFOLIO

November 2, 2018

CONSIDER ADDING A SHORT MATURITY MUNICIPAL BOND FUND TO YOUR PORTFOLIO

Short term muni fund attributes:

    • Tax free interest
    • Less sensitive to rising interest rates
    • Flexibility to reinvest as rates rise

Watch the related WEALTHTRACK episode.

HAVE SOME INVESTMENT EXPOSURE IN CHINA

October 26, 2018

HAVE SOME INVESTMENT EXPOSURE IN CHINA

Morningstar Analyst Favorites:

  • Matthews China (MCHFX)
  • Matthews China Dividend (MCDFX)
  • SPDR S&P China ETF (GXC)

Watch the related WEALTHTRACK episode.

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