TAKE FULL ADVANTAGE OF TAX DEFERRED SAVINGS PLANS 2019 ALLOWED CONTRIBUTIONS RISING 401(k) OR SIMILAR WORKPLACE RETIREMENT PLAN: $19,000 for under age 50 $6000 catch-up contribution for age 50 or older remains the same INDIVIDUAL RETIREMENT ACCOUNTS – I.R.A.’s: $6000 for under age 50 $7000 for age 50 or older HEALTH SAVINGS ACCOUNTS […]
ACTION POINT
READ THE BOOK – RESCUING RETIREMENT: A PLAN TO GUARANTEE RETIREMENT SECURITY FOR ALL AMERICANS
READ THE BOOK – RESCUING RETIREMENT: A PLAN TO GUARANTEE RETIREMENT SECURITY FOR ALL AMERICANS The retirement crisis is real Americans not saving enough or investing successfully enough to fund long retirements Guaranteed Retirement Account: – Funded by workers and employers – Largely managed by state public pension funds – Annuitized upon retirement […]
CONSIDER ADDING A SHORT MATURITY MUNICIPAL BOND FUND TO YOUR PORTFOLIO
CONSIDER ADDING A SHORT MATURITY MUNICIPAL BOND FUND TO YOUR PORTFOLIO Short term muni fund attributes: Tax free interest Less sensitive to rising interest rates Flexibility to reinvest as rates rise Watch the related WEALTHTRACK episode.
HAVE SOME INVESTMENT EXPOSURE IN CHINA
HAVE SOME INVESTMENT EXPOSURE IN CHINA Morningstar Analyst Favorites: Matthews China (MCHFX) Matthews China Dividend (MCDFX) SPDR S&P China ETF (GXC) Watch the related WEALTHTRACK episode.
CASE FOR GOLD
CASE FOR GOLD – Unloved – Underperformed other assets – Relatively cheap Off 35% from 2011 high of $1900/ounce – Inflation hedge as inflation rises – Non-correlated to the stock market GOLD ETFs iShares Gold Trust (IAU) SPDR Gold Shares (GLD) Watch the related WEALTHTRACK episode.
STICK WITH YOUR INVESTMENT GAME PLAN AND DON’T TRY TO TIME THE MARKET
STICK WITH YOUR INVESTMENT GAME PLAN AND DON’T TRY TO TIME THE MARKET Watch the related WEALTHTRACK episode.