ACTION POINTS

  • MAKE SURE YOU ARE TRULY DIVERSIFIED

    September 10, 2021


    MAKE SURE YOU ARE TRULY DIVERSIFIED

    • Not truly diversified until you own something that makes you uncomfortable
    • Uncomfortable usually means: unpopular, underperforming and cheap
    • “Uncomfortable” assets today include:
      • Value stocks
      • Emerging markets stocks and bonds
    Continue reading →


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  • EXTEND YOUR INVESTMENT TIME HORIZON

    April 9, 2021

    EXTEND YOUR INVESTMENT TIME HORIZON

    PROBABILITY OF A LOSS FOR THE S&P 500
    (Rolling Price Returns, Jan 1930 – Jan 2021)

    • 1 day investment = 46% chance of loss
    • 1 year investment = 31% chance of loss
    • 5 year investment = 19% chance of loss
    • 10 year investment = 10% chance of loss

    Source: Richard Bernstein Advisors “Insights” March 2021

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • MAKE SURE YOU ARE INVESTED IN SOME BENEFICIARIES OF AN ACCELERATING ECONOMY

    March 26, 2021

    MAKE SURE YOU ARE INVESTED IN SOME BENEFICIARIES OF AN ACCELERATING ECONOMY

    Laggards of last decade coming to life

    • Value stocks should outperform growth
    • Small-caps should outpace large companies
    • International stocks, particularly in emerging markets should lead domestic

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • READ AGAINST THE GODS: THE REMARKABLE STORY OF RISK

    February 19, 2021

    READ AGAINST THE GODS: THE REMARKABLE STORY OF RISK


    Against the Gods: The Remarkable Story of Risk

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • AVOID MARKET TIMING

    February 12, 2021

    AVOID MARKET TIMING

    • Historical evidence shows market timing leads to significantly lower returns than buy and hold strategy
    • Market timing also leads to increased volatility
    • “…the volatility of investor returns is higher than the corresponding volatility in nearly all specifications.”
    • “Specifications’’ considered: individual stocks, stock mutual funds and stock indexes in U.S. and major international markets
    • Increase in volatility with trading is significant: 10-75% higher.

    Source: “The Volatility of Stock Investor Returns” Ilia D. Dichev, Emory University, Xin Zheng, University of British Columbia

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • TAKE SOME RISK OFF THE TABLE

    February 5, 2021

    TAKE SOME RISK OFF THE TABLE

    • Market Conditions Flashing Caution
    • Winning By Losing Less: A Tried And True Approach
    • Trim Some Of Your Most Elevated Holdings

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • CONSIDER ADDING SOME DIRECT CHINESE EXPOSURE

    November 13, 2020

    CONSIDER ADDING SOME DIRECT CHINESE EXPOSURE TO YOUR PORTFOLIO THROUGH AN ACTIVELY MANAGED CHINA FUND

    Combined Chinese Stock Markets Second Largest in World

    China’s A-share market:

    • Chinese mainland-based companies trading on the Shanghai and Shenzhen exchanges
    • Gradually opening up to foreign investors

    More A-shares being included in major indexes including MSCI Emerging Markets indexes

    Morningstar’s Gold and Silver Medalist China Region Funds

    • Matthews China Investor MCHFX – Gold
    • Matthews China Dividend Investor MCDFX – Silver
    • Matthews China Small Companies MCSMX – Silver

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • GIVE YOUR FINANCIAL PLAN A COVID ANALYSIS

    November 6, 2020

    GIVE YOUR FINANCIAL PLAN A COVID ANALYSIS

    • WHAT PANDEMIC CHANGES CAN YOU APPLY TO YOUR LIFESTYLE?
    • WHICH ACTIVITIES REALLY MATTERED, WHICH DIDN’T?
    • WHICH EXPENDITURES WERE CRITICAL, WHICH WERE SECONDARY?

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • OWN GOLD AS A LONG-TERM PORTFOLIO DIVERSIFIER

    October 30, 2020

    OWN GOLD AS A LONG-TERM PORTFOLIO DIVERSIFIER

    STRATEGAS ANALYZED GOLD’S CORRELATION TO SEVEN ASSET CLASSES: LARGE CAP, SMALL CAP, INTERNATIONAL EQUITY, EMERGING EQUITY, AGGREGATE BOND, HIGH YIELD, OIL, U.S. DOLLAR

    • HIGHER POSITIVE CORRELATIONS WITH ALL BUT ONE ASSET CLASS OVER LAST YEAR
    • MUCH LOWER CORRELATIONS WITH ALL ASSET CLASSES OVER PREVIOUS TEN YEARS
    • NEGATIVE CORRELATION WITH THE U.S. DOLLAR LAST ONE YEAR AND TEN YEAR PERIODS

    Watch the related WEALTHTRACK episode.

    Continue reading →


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  • ADD SOME BOND ALTERNATIVES TO YOUR PORTFOLIO

    October 23, 2020

    ADD SOME BOND ALTERNATIVES TO YOUR PORTFOLIO

    • Interest rates at historic lows
    • Federal Reserve intends to keep rates low for the foreseeable future

    POSSIBLE ALTERNATIVE INCOME SOURCES:

    • Immediate and deferred income annuities
    • Structured notes
    • Dividend-paying stocks
    • Maximizing social security benefits

    Watch the related WEALTHTRACK episode.

    Continue reading →


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