CONSIDER BUILDING A LADDERED TREASURY BOND PORTFOLIO ONLINE AND FEE FREE
Buy a series of bonds that mature at different times
TREASURY BOND LADDER
- Bottom rungs – short-term maturities (1-2 years)
- Middle rungs – intermediate (5-7 years)
- Top Rungs – long-term (10-30 years)
- Diversify interest rates
- Insulate portfolio from ups & downs
- Keep up with interest rate changes
- Get stable income
TO BUY NEW TREASURY ISSUES:
www.treasurydirect.gov
Monthly Auctions
2, 3, 5, 7, 10 & 30 year maturities
- Minimum investment $100
- Interest is paid semi-annually
- Free from state & local taxes