Funds

ACT LIKE A CONTRARIAN AND SYSTEMATICALLY REBALANCE YOUR PORTFOLIO Periodically adjust back to pre-determined allocations Trim big winners Add to substantial laggards Watch the related WEALTHTRACK episode.

IF YOU WANT TO BEAT THE MARKET, YOU HAVE TO DO SOMETHING DIFFERENT FROM THE MARKET In less transparent, smaller, less liquid markets active managers can still make a difference A combination of index funds & actively managed funds in areas such as corporate & municipal bonds, small cap stocks, & internationally based […]

CONSIDER A MUNICIPAL BOND FUND FOR THE TAXABLE PART OF YOUR PORTFOLIO MUNI ADVANTAGE Tax exempt from federal taxes Some are exempt from state and local taxes Pockets of municipal bond opportunity offering secure and attractive yields and returns Can be a minefield financially and politically Watch the related WEALTHTRACK episode.

CONSIDER SELLING A MUTUAL FUND WHEN THE FOLLOWING HAPPENS: The manager you know and trust leaves the fund A change in strategy at a fund Two years or more of significant losses The flip side: consider selling if a fund has phenomenal outperformance. A fund’s expenses go up If you are uncomfortable with […]

BOND FUND MANAGER OUTPERFORMANCE 3 years 71% 5 years 70% 10 years 56% STOCK FUND MANAGER OUTPERFORMANCE Percentage of Non-Index Stock Fund Managers that Outperform S&P 500 Index 3 years 29% 5 years 20 % 10 years 27 % Watch the related WEALTHTRACK episode.